Annual Report and State Filing
We prepare and file your Series 401(K) LLC's annual report on time, every year, so your company stays active and in good standing.
Business Formation by a Licensed Law Firm
Form a Series 401(K) LLC With a Real Attorney
Form a Series Special Purpose LLC for Self Directed 401(K) with a licensed attorney. Starting at $1,292.34, with state fees included in every state except Nevada.
Starting at $1,292.34 Filing Fees Included*
*State filing fees are included in every state except Nevada, where they are billed separately.
- 35+
- Years Practice
- 650K+
- Formed
- 4.9
The Basics
What Is a Series - Special Purpose LLC for Self-Directed 401(K)?
A Series special purpose 401(K) LLC uses a series structure so multiple retirement investments can sit under one master LLC with legal isolation between positions. You keep checkbook control across the portfolio instead of opening a new entity for every asset.
This is built for active Solo 401(K) investors who hold several properties or deals and want lower cost than separate LLCs, without mixing liabilities. One operating framework governs the whole arrangement while each series stays accountable for its own assets.
Key benefits include:
Isolate Retirement Investments
Multiple retirement investments can sit in separate series under one master LLC so a liability tied to one asset is less likely to reach the others. That isolation is the reason series structures appeal to multi-property plan investors.
Checkbook Control Across Portfolio
One checkbook framework can serve the whole portfolio instead of juggling a new LLC and bank setup for every acquisition. You add series as the plan grows rather than reinventing the entity each time.
Add Investments Without New Entities
Forming separate special purpose LLCs for five properties means five formations, agents, and annual cycles. The series approach is designed to cut that duplication while keeping investment-level boundaries.
Lower Cost Than Separate LLCs
Income still flows through the 401(K) tax treatment across series when the structure is maintained correctly. You get portfolio scale without giving up the plan tax advantages that motivated self-direction in the first place.
Nationwide Coverage
Where Will You Form Your Series 401(K) LLC?
Type your state to compare filing costs, timelines, and ongoing requirements.
PopularDelaware
Real legal supportAttorney-handled documentsWe handle the filing for you
The Wall Between You and Your Business
How a Series 401(K) LLC Actually Protects You
Active retirement investors who hold multiple alternative assets inside a Solo 401(K) face a choice: form a separate Special Purpose LLC for every investment, or hold everything in one entity with no isolation between positions. The first option is expensive to maintain. The second puts every holding at risk from every other.
A Series Special Purpose LLC changes that. One master LLC, owned by your Solo 401(K), holds multiple legally isolated series. Each investment gets its own series with its own assets and liabilities. A liability in one series cannot reach the assets of another. Checkbook control applies across the entire portfolio. And you maintain one structure instead of many.
- Each investment series stays legally isolated
- Checkbook control across the full portfolio
- One master structure instead of many LLCs
- Isolation holds when properly formed
Included in Every Formation
What's Included on our Service Fee?
Your service fee covers the formal documents, certificates, and resolutions banks and government agencies actually ask for, not just a state filing receipt.
- State Filing
- Corporate or Company Seal
- Records Book
- Articles of Incorporation
- Company & Corporate Minutes
- Bylaws or LLC Regulations
- Stock or Membership Certificates
- Banking Resolution
- Preliminary Name Search
- EIN Filing Support
Annual Compliance, Handled
We Keep Your Series 401(K) LLC In Good Standing
We handle the annual filings, registered agent duties, and records your Series 401(K) LLC needs to stay in good standing. Nothing for you to track, file, or remember.
Registered Agent
We serve as your Series 401(K) LLC's registered agent at a physical address, receiving and forwarding official state mail so nothing important gets missed.
Governing Agreement and Records
We keep your Series 401(K) LLC's governing agreement and company records organized, current, and ready when you need them.
FAQ
Common Questions About Forming a Series 401(K) LLC
Still have questions? Talk to an attorney!
A Series Special Purpose LLC for a Self Directed 401(K) is a limited liability company owned by your Solo 401(K) plan that can establish protected series, giving the plan checkbook control while each property or investment sits in its own liability compartment. Our attorneys at AmeriLawyer, a licensed law firm, draft the plan provisions and the series framework together.
A Solo 401(K) is available to self employed individuals and owner only businesses with no full time common law employees other than a spouse. Freelancers, consultants, realtors, and independent contractors commonly qualify. Our attorneys confirm your eligibility and review your business structure before the plan and the LLC are established.
Three advantages. A Solo 401(K) needs no outside custodian because you serve as trustee, contribution limits are substantially higher than IRA limits, and leveraged real estate generally escapes unrelated debt financed income tax under Section 514(c)(9) of the Internal Revenue Code, an exemption IRAs do not receive. Our attorneys help you weigh both paths against your facts.
Because one lawsuit at one property should never reach the rest of your retirement portfolio. Each series holds one asset behind its own statutory wall, all under a single entity and a single plan. Our attorneys recommend the series structure once the plan holds, or intends to hold, more than one property or venture.
As trustee of your own plan, you direct plan funds into the LLC, the LLC opens its accounts, and you as manager sign for every investment with no custodian approvals and no per transaction fees. Our attorneys document each step so the funding is a proper plan investment rather than a distribution.
Yes. Section 4975 applies to qualified plans just as it does to IRAs, so neither you nor your spouse, parents, children, or entities they control may buy from, sell to, borrow from, or personally use any series asset. Our attorneys brief every client on the disqualified person rules before the first dollar moves.
Yes, with a nonrecourse loan, meaning the lender's only remedy is the property itself and no personal guarantee is permitted. Unlike an IRA, a 401(K) plan generally owes no unrelated debt financed income tax on that leverage under Section 514(c)(9). Our attorneys review each loan's terms so the exemption actually applies.
The sequence is plan first, entity second: adopt or verify a Solo 401(K) plan document that permits alternative investments, then our attorneys file articles with series authority, draft the operating agreement naming the plan as member, obtain EINs, and open the accounts. Each asset then receives its own series designation.